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TOOLS

Below are a series of financial calculators designed to help you get an initial understanding of your financial situation. We encourage you to use them, and bring your results to an Assante advisor near you. As leaders in their field, our advisors will expertly place your results in context, tailor services to your needs and goals, and provide complete financial advice, the signature of Assante advisors everywhere.

RETIREMENT PLANNING

Inflation and Retirement Income

Estimate how much more income you will need at retirement to maintain the standard of living that you have today.

RRIF PAYMENT

Calculate your RRIF payment and see how long the funds will last.

Will the Money Last?

Estimate how long your retirement savings will last if you make regular, annual income withdrawals and factor in inflation.

TFSA vs. RRSP

Find out how your marginal tax rate, and whether you invest or spend your RRSP tax refund, affects the growth of your TFSA or RRSP.

EDUCATION PLANNING

Start Early Education Planning Now

See how saving early can make a significant difference.

Tax Benefits of an RESP

Discover how tax sheltered growth in an RESP can build a post-secondary school education fund for your children.

INVESTMENT AND TAXES

Savings Growth

Estimate the future value of your savings by changing the investment amounts, rates of return and years of growth.

Real Rate of Return

This tool determines the real rate of return on a taxable investment after taking taxes and inflation into account, and illustrates what the investment will be worth, in after tax dollars.

Tax Free Savings Account vs Taxable Investment

Discover the tax-free growth advantage of investing in a TFSA instead of a taxable investment.

Cost of Waiting to Invest

See how much more you will have in your retirement fund if you start investing now.

RRSP Tax Savings

Estimate the tax savings on your RRSP contribution. You can enter three different amounts to compare the savings.

Income Tax

Estimate the taxes you owe based on your taxable income and the province you live in.

INVESTMENT AND TAXES

Cash Flow

Get a better idea of where your money goes by creating a personal cash flow statement.

Net Worth

Calculate what you own and what you owe - an important step in planning your financial future.

Your Investment Profile

Understanding yourself as an investor is important when creating an effective investment portfolio.

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