Retirement Planning

Retirement Planning

Where will your retirement income come from? A few facts:

  • Less than 1/2 of Canadian workers are covered by employer pension plans
  • People are starting to save earlier for retirement
  • You could be retired for a longer period of time than you actually worked

Retirement money comes from:

  • Your employment pension
  • Your RRSP’s
  • Your savings, assets and investments
  • Government programs
  • Canada Pension Plan
  • Old Age Security

A general rule of thumb – you will need 70% of your current pre-tax earnings to maintain your standard of living in retirement.

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